SIP Calculator
Invested Amount
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Wealth Gained
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Future Value
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Future Value (Today's Terms)
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SIP (Systematic Investment Plan): Regular fixed investments in funds/stocks regardless of market conditions.
- Dollar cost averaging reduces market timing risk and volatility impact
- Compounding accelerates wealth creation; step-up investments counter inflation
- Starting early maximizes time advantage and reduces required amounts
Lumpsum Calculator
Invested Amount
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Wealth Gained
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Future Value
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Future Value (Today's Terms)
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Lumpsum Investment: One-time large investment deployed immediately.
- Benefits from immediate full compounding but carries higher timing risk
- Market timing is difficult; inflation erodes purchasing power over time
- Higher returns compound exponentially, creating significant long-term impact
SIP Target Calculator
Required Monthly SIP
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Total Investment
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Future Value of Existing Investment
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Target Achievement
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SIP Target Planning: Calculate required SIP amount to reach specific financial goals.
- Earlier start dates dramatically reduce required monthly investments
- Inflation increases future costs; higher returns reduce required contributions
- Existing investments provide compounding head start toward goals
SWP Calculator
Portfolio Longevity (Years)
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Total Withdrawals
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Remaining Portfolio Value
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Effective Withdrawal Rate
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SWP (Systematic Withdrawal Plan): Regular withdrawals from investment corpus for income.
- Withdrawal rate determines how long your retirement corpus will last
- Inflation increases withdrawal amounts over time, depleting corpus faster
- Conservative withdrawal rates (3-4%) improve long-term sustainability
FIRE Calculator
Years to FIRE
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FIRE Number
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Savings Rate
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FIRE Age
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FIRE (Financial Independence, Retire Early): Accumulate enough wealth to cover expenses without working.
- Higher savings rates dramatically reduce time to achieve FIRE
- 4% rule suggests needing 25x annual expenses invested safely
- Lower expenses more impactful than higher income for FIRE timeline